My experience with Wonga was certainly not one i would call happy. I was working when i borrowed the money but after repaying twice they kept offering me more money which i shouldn’t have taken. When i failed to repay the third time of borrowing the interest and charges made it impossible to repay without getting help from my mum. As i explained in this forum before they then took money from my mums account after i had repaid the debt. Wonga didn’t give me a happy experience although i wouldn’t say i was poor or vulnerable.
I have to say my experience with Wonga was actually pretty good, i borrowed £150, repaid £208 and didn’t have to go through the hassle of applying with a bank. Payday loans works really well so long as it’s repaid in time and only an affordable amount is borrowed. Don’t get me wrong i wouldn’t use them on a regular basis maybe just once in a while.
I did not used it but for me i agree with wonga cause i know some people who are happy about their services ,in fact i am working now in a debt collection agency or perintäpalvelut and it is good to see some topic about them.