Debt Advice Forum › Forums › Student Debts › Student Loan in Bankruptcy Tagged: bankruptcy, student loans This topic contains 8 replies, has 2 voices, and was last updated by brendan76 6 years, 4 months ago. Viewing 9 posts - 1 through 9 (of 9 total) Author Posts October 21, 2013 at 9:55 am #414 brendan76 I have student debt of £9000 and wondered if it’s possible to include this in bankruptcy October 21, 2013 at 10:15 am #415 Debt Advice ForumKeymaster Hi Brendan, As of April 13th 2005 Students debts cannot be included into bankruptcy and still need to be repaid. How much is your debt overall? October 21, 2013 at 10:41 am #416 brendan76 I owe about £15,000 including the student loans which means bankruptcy isn’t really suitable if they can’t be added. October 21, 2013 at 10:46 am #417 Debt Advice ForumKeymaster You’re correct, bankruptcy would be extreme without the student debts. Are you currently working and eligible to repay the student loans? October 21, 2013 at 10:49 am #418 brendan76 I am working and repaying the student loans but with my payments to other debts i’m struggling to have enough to live. October 21, 2013 at 10:54 am #419 Debt Advice ForumKeymaster This is something we hear a lot from people repaying student loans, are all your other debts unsecured and do you own a property or have any assets? October 21, 2013 at 10:55 am #420 brendan76 Yes they are all unsecured and I don’t own any property and have no assets except my £1000 car. October 21, 2013 at 10:58 am #421 Debt Advice ForumKeymaster Your best option would be to negotiate lower repayments with your other creditors until you are able to either clear the student loan or make the agreed payments to the unsecured debts. October 22, 2013 at 12:04 pm #422 brendan76 Thank you for the advice i have just spoken to all my other creditors and they have agreed for me to pay less for the next 2 years when my student loan with be repaid. Author Posts Viewing 9 posts - 1 through 9 (of 9 total) You must be logged in to reply to this topic.